:root {
  --navy: #162e4d;
  --navy-2: #0e2139;
  --orange: #f6a01d;
  --orange-dark: #d98200;
  --ink: #172033;
  --muted: #637083;
  --surface: #ffffff;
  --surface-soft: #f4f7fb;
  --line: #dce4ee;
  --success: #227a49;
  --shadow: 0 18px 48px rgba(22, 46, 77, 0.12);
  --shadow-soft: 0 10px 28px rgba(22, 46, 77, 0.09);
  --radius: 22px;
  --radius-sm: 14px;
  --content: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--surface);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
  text-rendering: optimizeLegibility;
}
body.nav-open { overflow: hidden; }
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, textarea { font: inherit; }

.skip-link {
  position: fixed;
  left: 1rem;
  top: -5rem;
  z-index: 1000;
  padding: .7rem 1rem;
  background: #fff;
  border-radius: 8px;
}
.skip-link:focus { top: 1rem; }

.container { width: min(calc(100% - 2rem), var(--content)); margin-inline: auto; }
.section { padding: clamp(4.5rem, 8vw, 7rem) 0; }
.section-soft { background: var(--surface-soft); }
.section-dark { color: #fff; background: linear-gradient(135deg, var(--navy-2), var(--navy)); }
.section-header { max-width: 720px; margin-bottom: 2.3rem; }
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: .55rem;
  margin: 0 0 .8rem;
  color: var(--orange-dark);
  font-size: .82rem;
  font-weight: 800;
  letter-spacing: .11em;
  text-transform: uppercase;
}
.eyebrow::before { content: ""; width: 30px; height: 3px; border-radius: 9px; background: currentColor; }
.section-dark .eyebrow { color: #ffc66f; }
h1, h2, h3 { margin: 0; color: inherit; line-height: 1.15; letter-spacing: -.025em; }
h1 { font-size: clamp(2.55rem, 6vw, 5.25rem); max-width: 830px; }
h2 { font-size: clamp(2rem, 4vw, 3.25rem); }
h3 { font-size: 1.25rem; }
p { margin: .8rem 0 0; }
.lead { max-width: 680px; color: var(--muted); font-size: clamp(1.08rem, 2vw, 1.28rem); }
.section-dark .lead { color: rgba(255,255,255,.78); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(14, 33, 57, .96);
  backdrop-filter: blur(14px);
  box-shadow: 0 1px 0 rgba(255,255,255,.08);
}
.header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}
.brand { flex: 0 1 270px; display: inline-flex; align-items: center; text-decoration: none; }
.brand img { width: min(100%, 255px); height: 64px; object-fit: contain; object-position: left center; }
.site-nav { display: flex; align-items: center; gap: .2rem; }
.site-nav a {
  position: relative;
  padding: .65rem .75rem;
  color: rgba(255,255,255,.88);
  text-decoration: none;
  font-weight: 680;
  font-size: .94rem;
  border-radius: 10px;
}
.site-nav a:hover, .site-nav a:focus-visible { color: #fff; background: rgba(255,255,255,.08); }
.site-nav .nav-cta { margin-left: .4rem; color: var(--navy-2); background: var(--orange); }
.site-nav .nav-cta:hover { color: var(--navy-2); background: #ffb33e; }
.nav-toggle {
  display: none;
  width: 46px;
  height: 46px;
  border: 0;
  border-radius: 12px;
  color: #fff;
  background: rgba(255,255,255,.09);
  cursor: pointer;
}
.nav-toggle span, .nav-toggle::before, .nav-toggle::after {
  display: block;
  content: "";
  width: 22px;
  height: 2px;
  margin: 5px auto;
  background: currentColor;
  border-radius: 9px;
  transition: .2s ease;
}

.hero {
  position: relative;
  overflow: hidden;
  min-height: 690px;
  color: #fff;
  background:
    radial-gradient(circle at 80% 18%, rgba(246,160,29,.24), transparent 27rem),
    linear-gradient(135deg, #0b1c31 0%, #162e4d 65%, #1f426d 100%);
}
.hero::after {
  content: "";
  position: absolute;
  inset: auto -12vw -18vw auto;
  width: 44vw;
  aspect-ratio: 1;
  border: 1px solid rgba(255,255,255,.08);
  border-radius: 50%;
  box-shadow: 0 0 0 70px rgba(255,255,255,.025), 0 0 0 140px rgba(255,255,255,.018);
}
.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(330px, .8fr);
  gap: clamp(2rem, 7vw, 6rem);
  align-items: center;
  padding: clamp(5rem, 10vw, 8rem) 0;
}
.hero .eyebrow { color: #ffc66f; }
.hero h1 span { color: var(--orange); }
.hero-copy > p { max-width: 730px; color: rgba(255,255,255,.79); font-size: clamp(1.08rem, 2vw, 1.3rem); }
.actions { display: flex; flex-wrap: wrap; gap: .9rem; margin-top: 2rem; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .55rem;
  min-height: 50px;
  padding: .78rem 1.25rem;
  border: 1px solid transparent;
  border-radius: 13px;
  font-weight: 800;
  text-decoration: none;
  cursor: pointer;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.button:hover { transform: translateY(-2px); }
.button-primary { color: var(--navy-2); background: var(--orange); box-shadow: 0 12px 25px rgba(246,160,29,.2); }
.button-primary:hover { background: #ffb33e; }
.button-secondary { color: #fff; border-color: rgba(255,255,255,.25); background: rgba(255,255,255,.07); }
.button-secondary:hover { background: rgba(255,255,255,.13); }
.button-dark { color: #fff; background: var(--navy); }
.button-dark:hover { background: var(--navy-2); }
.button.is-disabled { opacity: .72; }

.hero-card {
  padding: clamp(1.5rem, 4vw, 2.25rem);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 28px;
  background: rgba(255,255,255,.09);
  box-shadow: 0 28px 80px rgba(0,0,0,.28);
  backdrop-filter: blur(14px);
}
.hero-card-top { display: flex; align-items: center; gap: 1rem; }
.hero-card-top img { width: 74px; height: 74px; border-radius: 18px; box-shadow: 0 10px 30px rgba(0,0,0,.25); }
.hero-card-top strong { display: block; font-size: 1.28rem; }
.hero-card-top span { color: rgba(255,255,255,.7); }
.hero-checks { display: grid; gap: .85rem; margin-top: 1.7rem; }
.hero-checks div { display: flex; gap: .75rem; align-items: flex-start; padding: .85rem; border-radius: 13px; background: rgba(255,255,255,.07); }
.check { flex: 0 0 24px; width: 24px; height: 24px; display: grid; place-items: center; color: var(--navy-2); background: var(--orange); border-radius: 50%; font-weight: 900; }

.trust-strip { position: relative; z-index: 3; margin-top: -35px; }
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow);
}
.trust-item { padding: 1.25rem 1.35rem; text-align: center; }
.trust-item + .trust-item { border-left: 1px solid var(--line); }
.trust-item strong { display: block; color: var(--navy); }
.trust-item span { color: var(--muted); font-size: .9rem; }

.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
.card {
  position: relative;
  padding: 1.65rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: var(--shadow-soft);
  transition: transform .2s ease, box-shadow .2s ease;
}
.card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.card-icon {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  margin-bottom: 1.2rem;
  color: var(--navy);
  border-radius: 15px;
  background: #fff3df;
}
.card-icon svg { width: 27px; height: 27px; }
.card p { color: var(--muted); }
.card ul { padding-left: 1.1rem; color: var(--muted); }

.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(2rem, 7vw, 6rem); align-items: center; }
.about-panel {
  position: relative;
  min-height: 440px;
  display: grid;
  place-items: center;
  overflow: hidden;
  border-radius: 30px;
  color: #fff;
  background: linear-gradient(145deg, var(--navy), var(--navy-2));
  box-shadow: var(--shadow);
}
.about-panel::before { content: ""; position: absolute; width: 350px; height: 350px; border: 65px solid rgba(246,160,29,.16); border-radius: 50%; }
.about-panel img { position: relative; z-index: 1; width: min(72%, 330px); }
.about-copy .lead { margin-bottom: 1.4rem; }
.tick-list { display: grid; gap: .8rem; padding: 0; list-style: none; }
.tick-list li { display: flex; gap: .7rem; align-items: flex-start; }
.tick-list li::before { content: "✓"; flex: 0 0 26px; width: 26px; height: 26px; display: grid; place-items: center; color: #fff; background: var(--success); border-radius: 50%; font-weight: 800; }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; counter-reset: steps; }
.step { counter-increment: steps; padding: 1.7rem; border-radius: var(--radius); background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); }
.step::before { content: "0" counter(steps); display: block; margin-bottom: 1.2rem; color: var(--orange); font-size: 2.1rem; font-weight: 900; }
.step p { color: rgba(255,255,255,.72); }

.faq { display: grid; gap: .8rem; }
details { border: 1px solid var(--line); border-radius: 15px; background: #fff; box-shadow: 0 5px 16px rgba(22,46,77,.05); }
summary { padding: 1rem 1.15rem; cursor: pointer; color: var(--navy); font-weight: 800; }
details p { margin: 0; padding: 0 1.15rem 1.15rem; color: var(--muted); }

.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 1.4rem; align-items: stretch; }
.contact-card, .contact-form { padding: clamp(1.4rem, 4vw, 2.2rem); border-radius: var(--radius); }
.contact-card { color: #fff; background: linear-gradient(145deg, var(--navy), var(--navy-2)); box-shadow: var(--shadow); }
.contact-list { display: grid; gap: 1rem; margin-top: 1.8rem; }
.contact-list a, .contact-list div { display: flex; gap: .85rem; align-items: flex-start; color: #fff; text-decoration: none; }
.contact-list small { display: block; color: rgba(255,255,255,.6); }
.contact-list strong { display: block; }
.contact-form { border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-soft); }
.form-grid { display: grid; gap: 1rem; }
label { display: grid; gap: .4rem; color: var(--navy); font-weight: 750; }
input, textarea {
  width: 100%;
  border: 1px solid #cdd7e3;
  border-radius: 11px;
  padding: .78rem .9rem;
  color: var(--ink);
  background: #fff;
  outline: none;
}
input:focus, textarea:focus { border-color: var(--orange); box-shadow: 0 0 0 4px rgba(246,160,29,.14); }
textarea { min-height: 145px; resize: vertical; }
.checkbox { grid-template-columns: auto 1fr; align-items: start; font-weight: 500; color: var(--muted); }
.checkbox input { width: 18px; margin-top: .25rem; }
.form-status { min-height: 1.5rem; margin-top: .6rem; font-weight: 700; }
.form-status.error { color: #a52828; }
.form-status.success { color: var(--success); }

.site-footer { padding: 3rem 0 1.5rem; color: rgba(255,255,255,.75); background: #09192c; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .8fr .8fr; gap: 2rem; }
.footer-brand img { width: 230px; height: 90px; object-fit: contain; object-position: left center; }
.footer-links { display: grid; align-content: start; gap: .55rem; }
.footer-links strong { color: #fff; margin-bottom: .3rem; }
.footer-links a { color: inherit; text-decoration: none; }
.footer-links a:hover { color: var(--orange); }
.footer-bottom { display: flex; justify-content: space-between; gap: 1rem; margin-top: 2.2rem; padding-top: 1.3rem; border-top: 1px solid rgba(255,255,255,.1); font-size: .88rem; }

.page-hero { padding: 4.5rem 0; color: #fff; background: linear-gradient(135deg, var(--navy-2), var(--navy)); }
.legal { max-width: 850px; }
.legal h2 { margin-top: 2.3rem; font-size: 1.55rem; }
.legal h3 { margin-top: 1.6rem; font-size: 1.15rem; }
.legal p, .legal li { color: #465467; }
.notice { padding: 1rem 1.15rem; border-left: 4px solid var(--orange); border-radius: 0 12px 12px 0; background: #fff5e6; }

.mobile-call {
  display: none;
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  z-index: 90;
  width: 58px;
  height: 58px;
  place-items: center;
  color: var(--navy-2);
  text-decoration: none;
  border-radius: 50%;
  background: var(--orange);
  box-shadow: 0 12px 28px rgba(0,0,0,.28);
}

[data-reveal] { opacity: 0; transform: translateY(18px); transition: opacity .55s ease, transform .55s ease; }
[data-reveal].is-visible { opacity: 1; transform: none; }

@media (max-width: 980px) {
  .nav-toggle { display: block; }
  .site-nav {
    position: fixed;
    inset: 78px 0 auto;
    display: grid;
    gap: .2rem;
    padding: 1rem;
    background: var(--navy-2);
    border-top: 1px solid rgba(255,255,255,.08);
    transform: translateY(-130%);
    opacity: 0;
    pointer-events: none;
    transition: .22s ease;
  }
  .site-nav.is-open { transform: none; opacity: 1; pointer-events: auto; }
  .site-nav a { padding: .85rem 1rem; }
  .site-nav .nav-cta { margin: .4rem 0 0; text-align: center; }
  .hero-inner, .split, .contact-grid { grid-template-columns: 1fr; }
  .hero-inner { padding-top: 4.5rem; }
  .hero-card { max-width: 650px; }
  .cards { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 680px) {
  .container { width: min(calc(100% - 1.2rem), var(--content)); }
  .header-inner { min-height: 70px; }
  .brand { flex-basis: 200px; }
  .brand img { width: 190px; height: 56px; }
  .site-nav { inset-block-start: 70px; }
  .hero { min-height: auto; }
  .hero-inner { padding: 4rem 0 5rem; }
  .hero h1 { font-size: clamp(2.35rem, 13vw, 3.4rem); }
  .hero-card-top img { width: 62px; height: 62px; }
  .trust-grid, .cards, .steps, .footer-grid { grid-template-columns: 1fr; }
  .trust-item + .trust-item { border-left: 0; border-top: 1px solid var(--line); }
  .section { padding: 4rem 0; }
  .footer-brand { grid-column: auto; }
  .footer-bottom { flex-direction: column; }
  .mobile-call { display: grid; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; animation: none !important; transition: none !important; }
  [data-reveal] { opacity: 1; transform: none; }
}